Payment Solutions

SOTpay provides a flexible suite of secure payment solutions designed to support remote, multi-channel, and automated payment environments. From secure phone payments and payment links to Open Banking, QR payments, and accounting integrations, the platform adapts to your business.

Explore the solutions below.

Why Choose SOTpay for Business Payment Needs?

SOTpay provides a flexible payment platform designed to support remote, multi-channel, and automated payment environments. From secure phone payments and pay-by-link requests to Open Banking, QR payments, and accounting integrations, the platform adapts to your business workflows while maintaining PCI compliant payment handling.

With a single platform, businesses can manage payment requests, automate collections, reduce fraud exposure, and provide customers with flexible ways to pay.

Not sure how SOTpay compares to alternative platforms? Check out our payment comparison resources.

Built for Modern Payment Environments

Secure phone payments
Pay by link via SMS, email and messaging platforms
Open Banking and bank-to-bank payments
QR code and self-service payments
Multi-channel payment delivery
Recurring and automated billing
Virtual terminal payment management
Accounting integrations including Xero and QuickBooks

Designed to Improve Payment Performance

Reduce fraud-related chargebacks
Maintain PCI compliant payment handling
Improve payment success rates
Lower transaction costs with Open Banking
Streamline collections and payment workflows
Automate recurring billing and payment requests
Support remote and contact centre environments
Centralised payment visibility and reporting

Scalable Platform Capabilities

Unlimited Sub-Vendors

SOTpay supports multi-location businesses with structured sub-vendor access and tiered permissions. Manage users, locations, and payment activity across departments or sites from a single platform.

Unlimited User Access

Provide system access to as many users as required, with role-based permissions and controlled visibility across teams.

Limitless Transaction Potential

Process payments of any value, supporting both low-value transactions and high-value B2B or enterprise payments.

Reporting, Integration and Deployment

Reporting & Integration

SOTpay connects with existing payment providers and business systems through flexible API integration. Built-in reporting provides full visibility across transactions and payment performance.

System Deployment

The platform can be configured to match existing workflows, payment channels, and operational requirements, ensuring a seamless implementation.

Video Training Suite

Comprehensive training resources help teams quickly adopt the platform and begin processing payments securely.

Remote Support

Dedicated remote technical support assists with setup, optimisation, and ongoing platform management.

Secure, Compliant and Fraud-Resistant Payments

PCI DSS Compliance & Data Security

SOTpay removes sensitive cardholder data from your environment entirely, reducing your PCI DSS scope and compliance burden. Payments are processed through secure, hosted pages, ensuring customer data is protected without the need for complex infrastructure or costly audits.

Fraud Prevention & Chargeback Protection

Built-in security features such as 3-D Secure authentication help prevent fraudulent transactions and shift liability away from your business. By ensuring customers authenticate payments themselves, SOTpay reduces chargebacks, protects revenue, and builds trust at every transaction point.

Secure Multichannel Payment Infrastructure

SOTpay enables secure payments across SMS, email, WhatsApp, web, and phone without exposing sensitive data. This unified infrastructure ensures every payment channel meets the same high security standards while giving customers the flexibility to pay how they prefer.