From secure phone payments to a complete payment ecosystem
SOTpay is developed by Gala Technology, a UK-based fintech company focused on helping organisations take secure payments while reducing fraud, improving compliance, and lowering transaction costs.
Originally created to combat fraud in remote card payments, SOTpay has evolved into a comprehensive payment platform supporting secure card payments, Open Banking, payment automation, and multi-channel transactions.
Today, businesses use SOTpay to manage payments across phone, link, QR, recurring billing, and accounting-integrated workflows — all within a single secure environment.
SOTpay has expanded beyond secure phone payments into a flexible suite of payment solutions designed to support modern business operations.
These include:
- Secure phone payments
- Pay by link and multi-channel payments
- QR code payments
- Open Banking transactions
- Recurring and automated payments
- Virtual terminal payments
- Accounting integrations including Xero and QuickBooks
- Car park and unattended payment solutions
- Payment workflow automation
This multi-channel approach allows businesses to accept payments wherever their customers are, while maintaining consistency, security, and control.
Reduce costs with PCI compliant payment technology
Because SOTpay removes the need to handle sensitive card data, businesses can reduce their PCI scope and minimise compliance overhead. This not only improves security but can also reduce transaction costs associated with traditional card processing.
With Open Banking support and secure authentication, businesses can route payments more efficiently, lowering processing fees while improving payment success rates.
Designed to improve cash flow and payment performance
SOTpay is more than a payment platform. Gala Technology also provides strategic support through its Cash Stream Optimiser, helping businesses analyse their payment processes and identify opportunities to reduce costs.
This includes:
- Payment flow analysis
- Transaction cost reduction
- Channel optimisation
- Fraud risk reduction
- Payment success improvement
- Settlement efficiency
By combining technology with payment expertise, SOTpay helps businesses take control of their payment operations.
Built for multi-channel payments
Modern businesses need flexibility in how they accept payments. SOTpay supports secure payments across multiple channels, including phone, SMS, email, QR, chat, and Open Banking.
This ensures customers can pay using their preferred method, while businesses maintain consistent security and compliance across every transaction.
Trusted payment technology partnerships
SOTpay works alongside leading payment providers, acquiring banks, and financial technology partners to deliver secure, scalable payment solutions across industries.
Built to solve real payment challenges
SOTpay is led by Jason Mace, a multi-award-winning entrepreneur with businesses spanning fintech, events, property, and hospitality. The platform was originally developed to address fraud-related challenges within remote card payments, where traditional phone transactions exposed businesses to risk, chargebacks, and compliance complexity.
What began as a solution to protect cardholder data has evolved into a secure, multi-channel payment platform designed to help businesses take payments more efficiently while reducing fraud and operational costs.
Today, SOTpay supports secure card payments across phone, link, QR, and Open Banking channels, alongside automation, accounting integrations, and payment workflow tools. The platform is built to simplify how businesses get paid, while maintaining PCI compliance and full transaction visibility.
By combining payment technology with real-world commercial experience, SOTpay is designed to improve payment success, reduce processing costs, and give businesses greater control over their payment operations.
Speak to our team
Discover how SOTpay can help streamline payments, reduce costs, and improve security across your business.
