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SOTpay Blog & Payment Insights

The Latest Gala Technology and
Payment Industry News

Stay up to date with how payments are changing and what it means for your business.


From Open Banking and pay by link to fraud prevention, recurring billing and checkout optimisation, this is where we break down what matters and how to act on it.


Every article is built to give you practical insight you can apply straight away, helping you reduce costs, improve conversions, and protect your revenue.


How PCI DSS Compliance Supports Growth and Trust

How PCI DSS Compliance Supports Growth and Trust

PCI DSS plays a bigger role than just compliance. See how stronger payment security helps protect revenue, build trust and support long-term growth.

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How Payment Fraud Is Costing You Sales

How Payment Fraud Is Costing You Sales

Payment fraud doesn’t just hit transactions, it damages trust, slows conversions and eats into revenue. Here’s how to fix it without adding friction.

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How Hotels Can Reduce OTA Commission

How Hotels Can Reduce OTA Commission

Discover how hotels can reduce OTA reliance and win more direct bookings by improving payment journeys and conversion at the final step.

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What Is Payment Orchestration?

What Is Payment Orchestration?

Payment orchestration is changing how businesses manage transactions. Learn what it means and how modern platforms support it.

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The Complete Guide to Visa VAMP

The Complete Guide to Visa VAMP

Visa’s VAMP programme is changing how merchants are measured. Learn how it works, who is affected, and how to stay compliant.

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Digital Wallets vs Traditional Payments: What Businesses Need to Know

Digital Wallets vs Traditional Payments: What Businesses Need to Know

Digital wallets are rapidly changing how customers pay. Compare wallets vs traditional payment methods and see what it means for your business.

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How to Reduce Late Payments and Improve Cash Flow

How to Reduce Late Payments and Improve Cash Flow

Late payments are one of the biggest causes of business debt. Learn how to get paid faster, reduce delays, and improve cash flow with smarter payment strategies.

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How to Take Payments via WhatsApp (Securely)

How to Take Payments via WhatsApp (Securely)

Customers are already messaging your business. Here’s how to turn WhatsApp conversations into secure, completed payments.

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DTMF vs Pay by Link: Why IVR Payments Are Being Replaced

DTMF vs Pay by Link: Why IVR Payments Are Being Replaced

Legacy payment systems like DTMF and IVR are struggling to keep up. Here’s why businesses are switching to faster, more flexible alternatives.

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Why Your Customers Aren’t Checking Out

Why Your Customers Aren’t Checking Out

Cart abandonment is costing UK retailers thousands. Learn what’s causing it — and how to fix it fast.

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