Pay by Link Payments | Secure Payment Links by SMS & Email | SOTpay
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Pay by Link Payments


Send secure payment links by SMS, email, chat, or messaging platforms. 


SOTpay enables businesses to request payments instantly, allowing customers to complete transactions securely from any device.


Text PayLink


Secure SMS payment requests


Text PayLink delivers secure payment links directly to a customer’s mobile phone. This allows businesses to request payment instantly during conversations, improving response times and reducing friction. Customers complete payments securely without sharing card details verbally.

PayPrompt


Secure email payment requests


PayPrompt enables businesses to send secure payment links directly via email. Customers receive a branded payment request and complete transactions securely from any device. This simplifies invoice payments, deposits, and remote collections while maintaining PCI compliance.

DirectPay


Customer initiated payment requests


DirectPay allows businesses to generate secure payment links using customer contact details. Payment requests can be sent instantly via email, SMS, or multiple channels, enabling flexible remote payment collection while maintaining secure authentication.

Brandpay


Custom branded payment pages


Brandpay allows businesses to customise payment pages with their own branding, improving customer trust and consistency. Payment link destinations can reflect your brand identity while maintaining secure, compliant payment processing.

ChatCheckout


Live chat payment links


ChatCheckout enables agents to send secure payment links within live chat conversations. Customers can complete transactions instantly without switching channels, reducing friction and improving conversion rates during support or sales interactions.

ChatPay Secure


WhatsApp / messaging payment links


ChatPay Secure allows businesses to send secure payment links directly within WhatsApp and messaging conversations. Customers complete transactions without leaving the chat, improving response times while maintaining secure authentication and PCI compliant payment handling.



Why Pay by Link Payments Matter


Pay by link payments provide a secure and flexible way to request payments without requiring customers to log into portals or share card details over the phone. Businesses can send payment requests instantly, allowing customers to complete transactions securely from their preferred device.


This approach improves payment speed, reduces friction, and supports PCI compliant remote transactions.

How Pay by Link Payments Work


  • Agent or system generates a secure payment link
  • Link is sent via SMS, email, or messaging platform
  • Customer opens the secure payment page
  • Customer enters payment details on their device
  • Payment is authenticated and processed securely
  • Transaction confirmation and audit trail recorded

Benefits of Pay by Link Payments


  • Send payment requests instantly
  • Reduce fraud and chargebacks
  • Maintain PCI compliance
  • Improve payment success rates
  • Accept payments from any device
  • Branded payment experiences
  • Flexible multi-channel delivery
  • Faster remote payment collection


Request payments instantly


See how SOTpay pay-by-link payments help businesses collect secure payments faster while maintaining compliance.


If you're still unsure, check out the Payment Solutions Comparison articles. 





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