How SOTpay Payment Requests Work
Send secure payment links in seconds and get paid without friction — across any channel.
What is a SOTpay Payment Request?
SOTpay Payment Requests allow you to generate and send secure payment links to your customers.
They can pay instantly using card or bank transfer, without needing to enter details over the phone or visit a checkout page.
How It Works
Step 1: Generate the Payment Request
Create a payment request for card or account-to-account (Open Banking) payment.
Step 2: Send the Link
Share the link via email, QR Code, SMS, invoice, live chat, or social media.
Step 3: Track the Payment
Monitor progress in real time or receive confirmation once payment is complete.
Step 4: Get Paid
Funds are processed and settled via your existing merchant account.
Built for Multi-Channel Payments
SOTpay allows you to request payments wherever your customer is:
- Phone calls
- SMS
- Web chat
- Social media
No redirects. No friction. No delays.
Key Features
- Branded payment links
- Card and Open Banking payments
- Real-time payment tracking
- Unlimited users and accounts
- Bulk payment requests via CSV
- Tokenisation for future and recurring payments
- Full reporting and reconciliation tools
Why Businesses Use SOTpay Payment Requests
Reduce Fraud and Chargebacks
Additional authentication helps protect against card-not-present fraud and reduces liability.
Lower Processing Costs
Secure, authenticated transactions can benefit from reduced processing fees.
Simplify PCI Compliance
No sensitive card data enters your environment, making compliance easier to manage.
Deploy Quickly
Cloud-based technology means no hardware and no complex setup.
Improve Customer Experience
Let customers pay in seconds, on their preferred channel.
Flexible Payment Options
With SOTpay, customers can pay using:
- Debit and credit cards
- Open Banking (pay by bank)
- Stored card details for repeat payments
Take Payments Without the Friction
SOTpay removes the barriers between your business and getting paid.
Whether you're chasing invoices, closing sales, or taking payments remotely, payment requests give you a faster, more secure way to complete transactions.
See SOTpay in Action
Speak to our team to see how payment requests can fit into your business.
