Payment Platform for Businesses | Secure Multichannel Payments | SOTpay
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SOTpay payment platform

SOTpay Payment Platform



A Secure, Multichannel Platform for Modern Business Payments


Taking payments should be simple. For many businesses, it isn’t.


Payments sit across different systems. Customers move between channels. Teams rely on manual processes. Security and compliance sit in the background, adding pressure without adding value.


SOTpay brings everything together.


It is a secure, PCI DSS compliant payment platform that allows businesses to take payments across multiple channels, manage transactions more efficiently, and keep control of the entire payment journey from start to finish.


Whether payments begin online, over the phone, via email, or through messaging platforms, SOTpay is a payment orchestration platform that provides a consistent, secure way to complete the transaction.



What SOTpay Is and Who It’s For


SOTpay is designed for businesses that need more than a single payment method.


It supports organisations that:



This includes sectors such as hospitality, ecommerce, automotive, contact centres and service-led businesses where payment journeys are not always linear.


SOTpay connects those journeys, giving businesses a single platform to manage how payments are requested, processed and recorded.



How the SOTpay Platform Works

From Enquiry to Payment, in One Flow


SOTpay fits into the way your business already operates.


  1. A payment request is created
  2. The request is sent via the appropriate channel
  3. The customer completes the payment securely on their device
  4. The transaction is processed through the gateway
  5. Payment data is returned to your systems for visibility and reconciliation


This creates a consistent, controlled process across every payment interaction, regardless of how the customer engages with your business.



One Platform. Multiple Ways to Get Paid


SOTpay supports a range of payment methods within a single platform, allowing you to adapt to how your customers prefer to pay.



Each of these connects back to the same platform, giving you full visibility and control.




Built to Support Secure, Scalable Payment Operations


Reduce Fraud and Chargebacks

SOTpay supports authenticated payment journeys, helping reduce unauthorised transactions and improve dispute outcomes. This is particularly important for card-not-present environments where risk is higher.


Simplify PCI Compliance

Sensitive card data does not need to pass through your internal systems. This reduces your PCI scope and lowers the operational burden associated with compliance.


Improve Cash Flow

Faster, more reliable payment collection helps reduce delays and improve visibility over incoming funds. Payments can be taken at the point of intent, rather than after the fact.


Increase Operational Efficiency

Automation and system integration reduce manual handling, improve accuracy and allow teams to focus on higher-value tasks.



Read the sotpay payment guides



Designed for Real-World Payment Scenarios


SOTpay supports businesses where payment journeys don’t follow a single path.


  • Hotels and Hospitality
    Secure prepayments, deposits and event bookings, with integration into systems such as Oracle OPERA.
  • Ecommerce and Online Retail
    Support checkout, remote payments and customer follow-ups without losing control of the transaction.
  • Contact Centres
    Handle payments securely during calls without exposing card data.
  • Automotive and High-Value Sales
    Take deposits and balance payments remotely with confidence.
  • Subscription and Service Businesses
    Manage recurring payments, staged billing and ongoing customer relationships.



Trusted by Businesses Where Payment Matters Most


SOTpay is built around security, reliability and integration.


  • PCI DSS Level 1 compliant
  • Supports Strong Customer Authentication
  • Integrates with platforms such as Xero, QuickBooks and Oracle OPERA
  • Used in sectors where payment security and accuracy are critical


These foundations support consistent payment performance across a wide range of use cases.



Is SOTpay the Right Fit for Your Business?


SOTpay is a strong fit for businesses that:


  • take payments across multiple channels
  • rely on remote or card-not-present transactions
  • want to reduce fraud exposure
  • need clearer visibility over payment activity
  • want to simplify compliance and operational processes


If payments form a key part of your customer journey, the platform helps bring structure, security and control to that process.


See How SOTpay Fits Your Business


Understanding how payments work in practice matters.


Whether you’re reviewing your current setup or planning a change, SOTpay provides a platform that supports secure, flexible and efficient payment collection.




Take secure phone payments with sotpay



Explore the Platform in More Detail

sotpay payment solutions
sotpay advice hub
Industries we serve at SOTpay
why choose sotpay over competitors?
Reduce card processing fees and get a free payments review from SOTpay

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