Payment Solutions for Car Dealerships
Reduce transaction fees, prevent fraud and streamline high-value vehicle payments.
Automotive dealerships handle high-value transactions, deposits, staged payments and remote sales. Traditional card payment processes introduce high fees, fraud risk and manual reconciliation that impact margins.
SOTpay provides a PCI DSS compliant, multi-channel payment platform designed for dealerships.
Reduce costs, improve security and deliver a smoother customer payment experience across showroom, phone and remote sales.
Why Car Dealerships Choose SOTpay
Reduce High Transaction Fees
Vehicle payments often exceed tens of thousands of pounds. SOTpay enables Open Banking and pay-by-link payments, reducing reliance on expensive card processing fees.
Protect Against Fraud & Chargebacks
3-D Secure authentication shifts liability to issuing banks. Sensitive cardholder data never enters dealership systems.
Secure Multichannel Payments
Collect deposits and balances via phone, SMS, email, WhatsApp, live chat or in person, all within a secure hosted payment environment.
Seamless System Integration
Integrate with DMS platforms, CRMs and accounting systems including Xero and QuickBooks. Payments reconcile automatically.
Real-Time Payment Visibility
Monitor payment status instantly without exposing sensitive cardholder data to staff.
Hosted & Vendor-Neutral
Cloud-based platform with no hardware requirements or telecom changes.
Regulatory Compliance
PCI DSS compliant payment handling reduces risk and protects customer data.
Real-World Applications
Vehicle Deposits - Collect deposits securely during phone or remote sales.
Part Exchange Balances - Secure additional payments following valuation adjustments.
Finance Deposits - Take initial payments for financed vehicle purchases.
Service & Repairs - Collect payments for servicing, parts and maintenance remotely.
Remote Sales - Allow customers to complete purchases without visiting the showroom.
Balance Payments - Take remaining balance payments prior to collection or delivery.
The Added Value of SOTpay Connect
DMS & CRM Integration - Connect payment requests to dealership management systems.
Remote Sales Enablement - Allow customers to complete transactions without visiting the dealership.
Real-Time Payment Tracking - Monitor deposits and outstanding balances instantly.
Staged Payment Workflows - Trigger deposits, balance payments and add-ons automatically.
High-Value Payment Support - Open Banking reduces fees for large vehicle purchases.
Accounting Integration - Reconcile vehicle payments automatically into Xero or QuickBooks.
Secure Payments for Automotive Dealerships
SOTpay helps dealerships collect deposits, reduce fees and secure high-value payments. From showroom to remote sales, SOTpay delivers secure, compliant and efficient payment collection.
How It Works
- Agent discusses payment with customer
- Secure SOTpay link sent via preferred channel
- Customer completes payment securely
- 3-D Secure authentication applied
- Payment authorised in real time
- Dashboard confirms payment instantly
Perfect Payment Solutions for Accountancy Firms
Link Pay Bank – Open Banking vehicle payments
PayPrompt – email deposit requests
Text PayLink – SMS payment collection
AutoFlow – staged payment plans
OmniPay – multi-channel payments
SOTsync Pro – accounting reconciliation
Business Benefits
- Reduce card processing costs on high-value transactions
- Lower fraud exposure and chargebacks
- Improve cash flow with instant deposits
- Reduce manual reconciliation workload
- Increase remote sales conversion
- Protect brand reputation and compliance
- Improve operational efficiency
