Payment Solutions for Retail Businesses
Reduce fraud, protect margins and improve customer payment experience.
Retailers handle a mix of in-store, remote and high-value transactions. Fraud, chargebacks and manual payment handling can reduce margins and create unnecessary operational friction.
SOTpay provides a PCI DSS compliant, multichannel payment platform designed for retail businesses.
Secure transactions, reduce costs and allow customers to pay across any channel.
Why Retailers Choose SOTpay
Eliminate Fraud-Related Chargebacks
3-D Secure authentication shifts liability to issuing banks, protecting revenue.
Lower Transaction Costs
Open Banking reduces card fees and speeds up settlement.
Multichannel Payment Collection
Accept payments in-store, online, over the phone or via SMS, WhatsApp and email.
Sell Without a Website
Take payments through social media, messaging apps and manual order channels. Secure links allow you to convert enquiries into completed sales instantly.
Recurring & Instalment Plans
Offer staged payments for high-value items or subscriptions for repeat purchases.
PCI DSS Compliance Without Burden
Cardholder data never enters your systems, reducing compliance scope.
Integration with Accounting & EPOS
Automatically reconcile payments into Xero, QuickBooks, Sage or EPOS systems.
Real-World Applications
Furniture & Home Retail - Offer staged payments for high-value purchases.
Multi-Channel Retail - Manage payments across in-store and remote sales.
Independent Retailers - Sell via social media and messaging channels.
Florists - Take phone and social media orders without handling card data.
Automotive Retail - Collect deposits and balances securely.
Luxury Retail - Protect high-ticket transactions from fraud.
The Added Value of SOTpay Connect
Accounting & EPOS Integration - Automatically reconcile payments into finance systems.
Fraud Protection Framework - Remove exposure to sensitive cardholder data.
Payment Tracking - Monitor transactions and outstanding balances.
Open Banking Payments - Reduce costs on higher-value transactions.
Social Channel Payments - Accept payments via Facebook, Instagram and WhatsApp.
Direct Debit & Subscriptions - Support recurring purchases and services.
Secure Payments for Retail Businesses
SOTpay helps retailers reduce fraud, cut costs and improve payment flexibility. From in-store transactions to social media sales, SOTpay delivers secure and compliant payment solutions.
How It Works
- Retailer sends secure payment link by email or SMS
- Customer pays via card or Open Banking
- Payment processed securely
- Card data never enters systems
- Dashboard confirms payment instantly
- Payments reconcile automatically
Perfect Payment Solutions for Retailers
Securafone – secure phone payments
PayPrompt – email payment links
Text PayLink – SMS payment requests
OmniPay – multichannel payments
Link Pay Bank – Open Banking payments
SOTsync Pro – reconciliation and reporting
Business Benefits
- Reduce fraud and chargebacks
- Lower transaction costs
- Increase sales conversion
- Enable multichannel selling
- Reduce admin workload
- Improve customer experience
- Remove PCI compliance burden
- Support high-value transactions
