Payment Solutions for Trades & Small Businesses
Get paid faster, reduce chasing and improve cash flow.
For trades like plumbers, electricians, joiners and roofers, the biggest challenge often isn’t the work, it’s getting paid. Late invoices, high card fees and manual chasing slow down cash flow and waste valuable time.
SOTpay provides a PCI DSS compliant, multichannel payment platform designed for trades and SMEs.
Get paid on-site, automate recurring work and reduce payment delays.
Why Trades Choose SOTpay
Instant Payments On-Site
Send secure payment links while with the customer. They pay on their own device immediately.
Direct Debit & Recurring Plans
Automate payments for maintenance contracts, servicing or repeat work.
Open Banking Transfers
Real-time bank payments reduce fees and settle quickly.
Card-on-File for Regular Customers
Store customer details securely for repeat jobs and fast payments.
Secure Deposits Upfront
Collect deposits before starting work or ordering materials.
Lower Transaction Costs
Reduce fees compared to traditional card machines.
PCI DSS Compliant Security
Sensitive data never enters your systems, reducing compliance burden.
Real-World Applications
Plumbers - Set up recurring service contracts and collect payments on-site.
Independent Trades - Take payments without needing a website or terminal.
Maintenance Contractors - Automate recurring service payments.
Roofers & Specialists - Accept payments on-site via mobile links.
Builders & Joiners - Take deposits and collect balances securely.
Electricians - Split large jobs into staged instalments.
The Added Value of SOTpay Connect
Accounting Integration - Automatically reconcile payments into Xero or QuickBooks.
Flexible Payment Options - Offer instalments, deposits and full payments.
Payment Tracking - Monitor outstanding balances and completed payments.
Card-on-File Support - Charge repeat customers quickly.
Open Banking Payments - Reduce costs on larger jobs.
Recurring Payment Automation - Set up maintenance contracts and service agreements.
Secure Payments for Trades
SOTpay helps trades get paid faster, reduce admin and improve cash flow. From on-site payments to recurring contracts, SOTpay delivers secure and flexible payment solutions.
How It Works
- Trade selects payment method
- Secure payment link or request sent
- Customer pays via card or Open Banking
- Payment processed securely
- Dashboard confirms payment
- Payments reconcile automatically
Perfect Payment Solutions for Retailers
PayPrompt – email payment requests
Text PayLink – on-site SMS payment requests
AutoRenew – recurring service payments
AutoFlow – staged project payments
Link Pay Bank – Open Banking payments
SOTsync Pro – reconciliation and reporting
Business Benefits
- Reduce time spent chasing payments
- Improve cash flow
- Get paid instantly on-site
- Lower transaction fees
- Reduce admin workload
- Enable recurring income streams
- Improve customer payment experience
- Eliminate need for card machines
